Savings account
Put money aside and take it back whenever you want it.
Savings that pay 4% AER with no notice period, and a standing order that moves the same amount across on the day you choose.
What it costs
4% AER
Interest paid monthly, with no notice period and no monthly fee.
Included
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No notice period
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Interest paid monthly
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Move money instantly
Public Monetra is authorised and regulated by the authority named in our terms. Eligible deposits are protected under the applicable deposit-protection scheme. Your money is held separately from the money that runs the business.
What comes with it.
Three things, and none of them an upgrade.
No notice period
Money aside, earning, with no notice to take it back.
Interest paid monthly
The rate is 4% AER, and it is paid to the account every month.
Move money instantly
Same-day local transfers, free — to another account in the same country.
In every account, at no charge.
Not an upgrade, not a tier — this is what an account is.
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A debit card
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A virtual card
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Standing orders
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Direct debits
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Same-day local transfers
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Receipts on every payment
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Freeze and unfreeze
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Spending limits
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Statements as PDF
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Chat with a person
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Switch service
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Deposit protection
What it costs.
4% AER, and no monthly fee on any account.
Sending money abroad costs us something, so it costs you something. Here is exactly what, per rail, before you send.
See every charge, per railMonthly fee
None, on any account
Local transfers
Free, the same day
Cards
Free, and a virtual one in seconds
Sending abroad
Priced per rail, shown before you send
Borrowing
Priced per product
Who it is for.
Any one of these is reason enough.
You want to put money aside without agreeing to a notice period.
You want it back the same day you ask for it.
You would like a standing order to feed it on the day you choose.
Five minutes, and it is open.
No credit check to open. No minimum balance. No monthly fee.
Open an account